Clear pension and financial advice for Irish professionals, business owners and employers
Pension planning, retirement income, income protection and employee benefits, planned around your career and your tax position. Start with a complimentary 15 minute consultation.
From individual pensions to multi-million occupational schemes.
Authorised by the Central Bank of Ireland. Fees explained before you commit to anything.
What your consultation covers
- Where you are now: pensions, savings, protection
- What you could do better, in plain English
- What advice would cost, shown upfront
- No obligation to continue
Which of these sounds like you?
Pension and financial advice in Ireland for when decisions get bigger. Pick the one closest to your situation.
I am 5 to 10 years from retirement
Make full use of your pension funding limits, review old pensions and plan your tax-free lump sum and the Standard Fund Threshold.
Pension adviceI am retired, or about to draw my pension
Plan how to draw your income, use an ARF wisely and make your fund last.
Retirement income planningI am a company director, contractor or self-employed
Use your company to build retirement savings tax-efficiently, with cover for you and your key people.
Business ownersI run a company and want to offer benefits to staff
Design and manage a group pension, death in service and group income protection scheme that your employees value.
Employee benefitsI want to protect my income
Cover that keeps your finances steady if illness or injury stops you from working, whether you are employed or self-employed.
Income protectionAlso available: Investment advice Redundancy support Employee financial wellness
How it works
Book a consultation
A complimentary 15 minute conversation to understand your situation and goals.
We review your options
A tailored review of your pensions, investments and protection needs.
You get a clear plan
A straightforward recommendation, with our fees shown upfront.
What clients say
“David explained everything clearly without unnecessary jargon and made the process easy to follow.”
Jonathan C, verified client
Common questions
What does the complimentary 15 minute consultation involve?
It is a short, no-obligation conversation where you explain your situation and we tell you honestly whether and how we can help. If it makes sense to continue, we explain what advice would cost before you commit to anything.
How much does financial advice cost?
We explain our fees before you commit to anything, so there are no surprises. You can read the details on our statement of fees.
How early should I start planning for retirement?
Ideally 5 to 10 years before you plan to stop work. That gives you time to use your pension funding limits and tax relief, review old pensions, and plan your tax-free lump sum and how you will draw an income. It is never too late to get advice, but earlier gives you more options.
I have been made redundant. How soon should I get advice?
Ideally before you sign or accept a payment. How a redundancy payment is structured can affect the tax you pay, so it helps to understand your options first. See our redundancy support page.
Are you regulated?
Yes. Shelbourne Financial t/a Financial Health is authorised and regulated by the Central Bank of Ireland.
Ready to talk about your financial future?
Book a complimentary 15 minute consultation, with no obligation to continue.