1 To 1 Financial Coaching > Employee Financial Health Screening
Employee Financial Health Screening
Financial health screening to help your employees be in the best possible position financially.
Employee Financial Health Screening & advice.
Managing money & wealth doesn't need to be difficult. At Financial Health we can help and advise your employees every step of the way; from creating and setting financial goals to investing their savings and protecting their income.
Our Financial Coach will sit down with your employees on a one to one basis and perform a full review on their current financial situation.
During the screening, that will look at ways to improve their financial health by reducing unnecessary spending, save more and help them become more educated on all financial issues that they face on a daily basis.
Who is this service for?
Our Employee Financial Health Screening service is ideal for any employee, regardless of their function or seniority. These one to one meetings allow our Financial Coaches to give each employees advice according to their career paths and different life stages.
Our Employee Financial Health Screening :
Budgetary review
Our Financial Coach will perform and analyse each employee’s income and expenditure requirements along with looking at their cash flow situation over a 6/12 month period. They will then create a personalised budget that will enable each employee to get in control of their money.
Pension Review
Our Financial Coaches will show employees how to read their pension Benefit Statement in detail and estimate what their pension will be at retirement. They will also answer any other pension queries that they may have.
Protection Review
Here our Financial Coaches analyse all the client’s insurance policies to establish the current level of protection and explore potential savings or if additional coverage is needed.
Mortgage Review
Our Financial Coaches will help employees to apply for their first mortgage, switch mortgage to reduce monthly repayments, apply for a cash/equity release mortgage or a consolidation loan.
Payslip Review
Our Financial Coaches will help your employee check tax credits, rate bands, BIK, and other deductions as well as explain how income tax, PRSI and USC are deducted from their gross pay.
Tax Returns
Our Financial Coaches provide a personalised tax overview to maximise own personal tax return and claim back all relevant, qualifying expenses and entitlements.
You Can Trust
Financial Health.
Our team of experts are independent and impartial, meaning you’ll always get the best advice and deals. With guidance from trustworthy coaches, you'll build confidence in your financial future.
Our Services Are Free
Our services are entirely free. Unlike fee-based brokers, our income comes directly from banks & financial providers. The agreements that we have in place with all major investment companies guarantee that our clients get the best possible rates while also getting ongoing advice and support from our team.
Independent & impartial advice
We work for you – not a bank! Unlike bank branch staff, we’re free to recommend all the best from all the financial companies who work with impartial advisors.
Goal Setting Guidance
Our team will help you set clear financial goals. In our experience, individual investors have a great deal of trouble establishing appropriate, realistic and manageable goals. Often they don’t even know what they should be concerned with or what they want to accomplish.
Tax Efficiency
We’ll help you be tax efficient with all your money decisions. We can recommend the best approaches available for each client. Don’t let your gains be offset by costs that could have been minimised or avoided.
Minimal Third-Party Commissions
Commissions, especially by stockbrokers, can take a big bite out of your investment performance and in turn your wealth. Financial Health ensures that all the providers we engage with are working on your best interest and not their firms.
Age Protection
Research confirms what most of us have seen among our families and friends: the ability to make effective financial decisions declines with age. Our team can help guard you against this risk.
Clear Reporting
Rather than trying to overwhelm you with unnecessary information, we provide you with an understandable and concise view of your investment performance through our website and our regular statements.
“52% of Irish people are doing financially fine now but generally lack provision against financial shocks in the future.”
